Only 14% of participants max out their defined contribution retirement plans (such as 401(k)s), a Vanguard study shows.

Savers using employer-sponsored retirement accounts can boost savings and have more opportunity for compounding.

With the IRS raising the 401(k) employee deferral limit to $24,500 for 2026, up from $23,500 in 2025, a $1,000 increase deserves more than a shrug. Two other limit changes this year deserve far more ...

Higher contribution limits mean you can grow your retirement nest egg faster. Here's how to save the right way and the top ...

If your goal is to retire sooner, the new contribution limits for your 401(k) retirement plan can help. The good news is that as of 2026, the IRS has raised contribution limits for working Americans, ...

Don't leave money on the table. If you want to maximize your retirement savings this year, it's time to adjust your paycheck ...

You might think you already know all you need to know about how your 401(k) works. After all, the premise of such accounts is fairly straightforward: You elect to contribute a percentage of each of ...

How many Vanguard participants hit the annual limit last year?

Choosing between a Health Savings Account (HSA) and a 401(k) plan can shape your financial future, especially when ...

The IRS has increased the amount you can contribute to your retirement accounts in 2026. You can now contribute up to $24,500 to your 401(k) plan, up from $23,500 in 2025, and up to $7,500 to your ...

If retirement were simply a matter of desire, today would be many people's last day on the job. Unfortunately for them, it's not that simple. You have to save a lot of money to retire comfortably ...