Financial firms want a bigger piece of the $10 trillion in America’s 401(k) plans, and the Trump administration is planning a ...

Major 401(k) regulations changes in 2026 affect catch-up contributions, Roth rules, and RMDs for workers in their 50s. The ...

Withdrawals from 401(k)s must follow IRS guidelines to avoid taxes and early withdrawal penalties. Learn strategies to get ...

Here are the 401(k) rule changes taking shape under the Trump administration, from new contribution limits to Roth catch-up ...

In 2022, Congress passed the Secure 2.0 Act, which affected many 401(k) rules the workers need to know about today. The Act mandated that certain 401(k) retirement plan changes would be made in stages ...

If you’re a high-earning, older worker, the rules for making “catch-up” contributions to a 401(k) or similar job-based retirement plan have changed. Starting this year, employees age 50 and older ...

If you're going to save for retirement, it generally makes sense to do so in a tax-advantaged account. That way, you can shave down your IRS bill in some shape or form in the course of building up a ...

Early withdrawals can shrink your 401(k) savings. See how to calculate the IRS 10% penalty, and learn about exceptions, ...

Investors worried about the economy can take some comfort in the headline data. According to the U.S. Bureau of Economic Analysis, the U.S. economy grew by 2.1% in 2025 as measured by gross domestic ...

Workers may take hardship withdrawals from a 401(k) account if they have an “immediate and heavy financial need.” Hardship distributions are limited only to the amount necessary to fulfill the need ...

Withdrawing money from your 401(k) early can result in taxes and penalties, but can also lead to a loss of investment growth. Employer-sponsored 401(k) plans allow employees to save a portion of their ...