Vanguard data shows 401(k) savings rates hitting all-time highs, but an urgent warning on rising hardship withdrawals signals ...

While 401(k)s can be convenient, they do have some serious drawbacks. You may be looking at limited investment choices and high fees. There's also the issue of facing a penalty for taking an early ...

The nice thing about 401(k)s is that contributions are automatic, and there can be matching funds added to your account. However, you might feel restricted by your limited investment options, and the ...

Millions of American workers dream of a great retirement after they finish their careers. They have a great job, they contribute to their employer-sponsored 401(k) plan, they expect Social Security to ...

Many American workers understand that employer-sponsored 401(k)s are a practical and efficient way to build retirement savings, especially when employers offer matching contributions. With automatic ...

View post: Microsoft’s retirement offer is a wake-up call for workers ...

(k) savers face a major financial risk from required minimum distributions that could push them into higher tax brackets and increase Medicare premiums in retirement.

If you're going to save money for retirement (which, to be clear, you should), then you probably want to do it in the most seamless, painless way possible. And that could mean falling back on your ...

The average retired worker today gets about $1,920 per month from Social Security, or roughly $23,000 per year. Since that's not a lot of money to live on, you may want to push yourself to build ...