Major 401(k) regulations changes in 2026 affect catch-up contributions, Roth rules, and RMDs for workers in their 50s. The ...

Explore 6 key RMD changes for 2026 under SECURE Act 2.0, including the age increase to 73, lower penalties, and new rules for ...

Financial firms want a bigger piece of the $10 trillion in America’s 401(k) plans, and the Trump administration is planning a ...

If you're going to save for retirement, it generally makes sense to do so in a tax-advantaged account. That way, you can shave down your IRS bill in some shape or form in the course of building up a ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Khadija Khartit is a strategy, investment, ...

In 2022, Congress passed the Secure 2.0 Act, which affected many 401(k) rules the workers need to know about today. The Act mandated that certain 401(k) retirement plan changes would be made in stages ...

If you’re a high-earning, older worker, the rules for making “catch-up” contributions to a 401(k) or similar job-based retirement plan have changed. Starting this year, employees age 50 and older ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

Sometimes, changes in laws, tax policies, and even economic instability can affect 401(k) retirement plans directly or indirectly. During President Trump's first term, his administration made changes ...

A scheduled federal policy shift has taken effect. Find out how the new Social Security milestone could force you to delay your retirement plans.

President Donald Trump signed an executive order Thursday that would expand access to retirement plans for workers who aren’t offered one through their employers. The new retirement accounts will ...

Small 401(k)s can be cashed out or rolled over into an IRA. But what you can do with your account afterwards may vary based ...