Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

Here are five signs you might not be as serious as you think about raising your credit score.

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Raising your credit score makes banks more likely to approve you for a mortgage, car loan or credit card. Plus, you could qualify for a lower interest rate that saves you thousands of dollars. Getting ...

Forbes contributors publish independent expert analyses and insights. I share strategies for getting ahead financially and building wealth. The Fair Credit Reporting Act gave you the right to check ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit scoring models compare your credit card balances to their credit limits as ...