Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the "seven-year rule." ...

Struggling with subprime credit? You're not alone. Learn five ways that you can quickly raise your credit score and improve ...

Learn what a credit history is, how it affects your credit score and report, and tips for improving it. Unlock better loan ...

Closing your oldest credit card can trigger a drop in your credit score for reasons most people never see coming.

One of the biggest misconceptions is that paying minimum dues is enough to keep cards healthy. In reality, using too much of your available limit is one of the fastest ways to lower a credit score.

A credit report dispute helps correct errors in personal and account details, protecting credit scores, ensuring fair lending ...

This is read by an automated voice. Please report any issues or inconsistencies here. Gen Z has seen its credit scores drop more than any other generation over the last year, largely because of ...

While having a bad score can be an immense source of stress, the worst thing you can do is bury your head in the sand.