The national average FICO score fell, reflecting difficulties Americans face in staying financially afloat. See which group has dropped most.

The average FICO credit score fell in 2025—the largest drop since 2009—as student loan delinquencies returned after pandemic ...

The decline in credit scores is primarily due to the resumption of student loan delinquency reporting, a new report from FICO ...

Credit scores are the gatekeepers of credit. They determine how much credit you’ll receive and under what terms. Credit scores have also become more influential and are now used for job and apartment ...

FICO’s inaugural Credit Insights report shows U.S. credit scores dipping as inflation and student loan payments weigh on ...

A strong score usually leads to better loan terms and lower interest rates, whereas a weak score can limit (or even stop) ...

The average U.S. credit score fell to 715 this fall, with Gen Z hit hardest as debt and delinquencies rise, according to a ...

In 2025, the financial landscape of the United States faces a concerning trend: a decline in the average FICO credit score.

Credit scores range from 300 to 850. Credit scores are usually grouped into five categories: exceptional, very good, good, fair, and poor. Planning to buy a house or a car? Are you taking out a loan ...

Credit scores estimate your likelihood of repaying new debt. Learn what range your score falls in and how to grow it. Many, or all, of the products featured on this page are from our advertising ...

The FICO Score Credit Insights report — a new analysis offering a detailed look at how consumer credit behaviors are evolving ...