Defined contribution plans come in varieties like 403(b), 457, and Thrift Savings Plans. You choose investment options within your plan, determining the ultimate value of your retirement fund.
Highly compensated employees (HCEs) may face reduced 401(k) contribution limits based on company-wide salary rankings. Firms must ensure HCE contributions don't heavily outweigh those of non-HCEs.
Just as baseball teams once fixated on home run hitters while overlooking equally valuable players with different skill sets, many organizations focus heavily on traditional big-ticket benefits like ...
A safe harbor 401(k) is a great way for small-business owners to reward employees and keep them happy by making generous retirement contributions on their behalf that are immediately vested.