Only 14% of participants max out their defined contribution retirement plans (such as 401(k)s), a Vanguard study shows.

If you earn an average paycheck, Social Security might replace about 40% of it in retirement. That assumes benefits aren't broadly cut, which is a possibility given Social Security's current financial ...

How many Vanguard participants hit the annual limit last year?

The IRS imposes limits on how much you can contribute to a 401(k) each year, and this varies based on your age. In 2026, adults under 50 can save up to $24,500. Those aged 50 to 59 and 64 or older can ...

You might think you already know all you need to know about how your 401(k) works. After all, the premise of such accounts is fairly straightforward: You elect to contribute a percentage of each of ...

One of the golden rules of personal finance is to contribute enough to an employer-based retirement fund to secure the full company match, but what happens to your paycheck if you max out your 401(k)?

Don't leave money on the table. If you want to maximize your retirement savings this year, it's time to adjust your paycheck ...