If you took out a mortgage in the last year or two, you might still be reeling from the closing costs you paid — and understandably hesitant to repeat the process even if mortgage rates have fallen ...

The rate on a 30-year fixed refinance dropped to 6.02% today, according to the Mortgage Research Center. Rates averaged 5.27% ...

A $400,000 mortgage refinanced at today’s rates could lower monthly payments by roughly $260, though closing costs can offset ...

Refinancing can be a tempting option when mortgage rates drop, but in truth, it’s not always the right choice. As of Sept. 11, the 30-year mortgage rate stood at 6.35%, falling 15 basis points from ...

Refinancing a mortgage means getting a new loan to replace your current mortgage, which could lower your interest rate, accelerate your repayment term or cash out equity — all of which can help you ...

No-closing-cost mortgages are mortgages where your lender pays the closing fees on your behalf. It shouldn’t be confused with a mortgage with no closing costs. Before considering a no-closing-cost ...

Deciding to refinance your home isn’t something you should consider lightly. There are several variables to consider, particularly the break-even point at which you would recoup your closing costs.

Some mortgage lenders offer specials that allow you to buy a house now and refinance to a lower rate for reduced fees, but that may not be the best deal available. "Buy now, refi later" promos may ...

For many homeowners, refinancing sounds like an easy way to save money, lower payments, or free up cash. After all, as interest rates fall, why not replace your existing loan with something cheaper? A ...

Refinancing can be a tempting option when mortgage rates drop, but in truth, it's not always the right choice. As of Sept. 11, the 30-year mortgage rate stood at 6.35%, falling 15 basis points from ...