Source: October Three Consulting LLC. Past performance is no guarantee of future results. The value of in-plan cash balance plan annuitization: Note that the value of the cash balance annuity is 20–30 ...

Dentistry pays well and starts late. Between four years of dental school, potential residency, and often $300,000-plus in ...

Most CPAs never raise this retirement strategy, and the reason is not that it's obscure. Running it legally requires a specialist that most accounting firms don't keep on retainer. Find the right ...

What Is a Cash Balance Plan? A cash balance plan resembles a defined-benefit pension plan where an employee is guaranteed a certain sum of money upon retirement. This sum is a combination of employer ...

Cheers if you already have the best retirement plan for your business. If not check out the tax benefits of a cash balance pension plan. As we enter tax season, you may wonder what else you can do to ...

A 49-year-old equity partner at an Am Law 100 firm pulls down $1.2 million in K-1 income, and the December distribution lands her squarely in the 37% federal bracket. She has already maxed the firm's ...

Companies with fewer than 10 employees own more than half of all cash balance plans, a group of retirement plans outpacing 401(k)s in growth. FuturePlan by Ascensus, a national third-party ...

Cash Balance Plan lets 55-year-old dentist shelter $280,000 annually ($80k Solo 401k plus $200k contribution), saving $98k federal tax at 35% rate. Establish plan before year-end with actuary; ...

A 55-year-old solo dentist nets $750,000 in pass-through income from her practice. She maxes her Solo 401(k) every year. She still owes well into six figures in federal tax. The question on ...