Your credit score is a key that unlocks most of the major financial products anyone will ever need: credit cards, car loans, mortgages, personal loans, and more. It also determines how much—or how ...

A five-step plan to improve your credit score in 2026 - ‘Credit is like a muscle, you have to use it to have it,’ one expert ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Credit scores affect everything from interest rates to major purchases, like houses and cars, but the rules that shape them continue to evolve. This week, the AFRO spoke with Bonita Grant, founder and ...

Paying bills on time is crucial to maintain a positive credit score. A consumer’s credit payment history accounts for up to 35% of their FICO score, according to myFICO. Keeping track of due dates and ...