A UPI Pin is required to make payment through payment apps like PhonePe, GPay, and Paytm. Without this, you can neither make ...

For that reason, he says he only recommends changing my debit card PIN if it gets compromised. If my card is part of a retailer’s data breach, I should change it.

And without regularly using your PIN, it can be easy to forget. Here’s what to do if you forget your PIN – or inadvertently ‘lock’ it by entering the incorrect number too many times.