The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before rates slide.

Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates ...

Savings yields can fluctuate regularly, but they are most likely to significantly change when the Federal Reserve announces a ...

High-yield savings account rates have held steady to start the year. As of January 12, 2026, leading online banks are still ...

A high-yield savings account can help you earn the most on your savings Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side.

After a couple of years of spiking interest rates in the wake of the pandemic, yields on savings accounts have been falling since late 2024, when the Federal Reserve began trimming its benchmark rate.

Thanks to its latest decision on Wednesday – its final one for 2025 – the Federal Reserve has now reduced its key overnight lending rate by 1.75 percentage points since it began its rate-cutting cycle ...