December 18, 2025 • On the morning of St. Nicholas Day, good kids rush downstairs to see what kind of gifts might be in their shoes. The bad kids? Unfortunately they might get a visit from Krampus, an ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J. Brock is a CFA and CPA with more than 20 years of experience in various areas ...