A certified financial planner breaks down barriers employees face in accessing retirement plans and saving enough.

The average 401(k) savings rate is at record-high levels, according to a Vanguard report. See how the current rate compares ...

When business owners think about 401(k) plans, they often view them as an employee perk—one of those benefits you consider ...

Key Takeaways Nearly one-fifth of workers eligible for a retirement plan through their employer are not enrolled, according to Vanguard.For companies that don't provide auto-enroll retirement plan ...

A 401(k) match allows an employee to receive “free” money from their employer for contributing to their retirement plan. The ...

During the first quarter of 2025, the 401(k) savings rate, including employee and company contributions, jumped to 14.3%, according to Fidelity’s quarterly analysis of 25,300 corporate plans ...

Find out who the IRS considers a highly compensated employee and how this classification can impact 401(k) contributions.

For tax year 2025, employees can defer $23,500 into their 401(k), a modest increase from the $23,000 contribution limit in 2024. The limit on annual contributions to an IRA, however, remains what ...

The average 401(k) plan savings rate reached a record high of 14.3%, including employee and company contributions, as of March 31, according to a Fidelity analysis.

The average 401(k) plan savings rate reached a record high of 14.3%, including employee and company contributions, as of March 31, according to a Fidelity analysis.