The average 401(k) savings rate is at record-high levels, according to a Vanguard report. See how the current rate compares ...

A certified financial planner breaks down barriers employees face in accessing retirement plans and saving enough.

This amount is up modestly from 2024, when the individual 401(k) contribution limit was $23,000, or $30,500 for employees who were 50 or older. 2025 is also the first year that a new, higher catch ...

When business owners think about 401(k) plans, they often view them as an employee perk—one of those benefits you consider ...

Key Takeaways Nearly one-fifth of workers eligible for a retirement plan through their employer are not enrolled, according to Vanguard.For companies that don't provide auto-enroll retirement plan ...

A 401(k) match allows an employee to receive “free” money from their employer for contributing to their retirement plan. The ...

Your Employee Provident Fund withdrawals can face rejection due to discrepancies in contributions and employment records ...

Find out who the IRS considers a highly compensated employee and how this classification can impact 401(k) contributions.

A SIMPLE IRA is a type of individual retirement account offered by small businesses. In 2025, SIMPLE IRAs allow for employee contributions up to $16,500 annually. Employers are required to ...

SEP IRA contribution limits 2025. Employers can contribute the lesser of 25% of the employee's annual compensation or $70,000 toward a SEP IRA in 2025 (up from $69,000 in 2024).

For tax year 2025, employees can defer $23,500 into their 401(k), a modest increase from the $23,000 contribution limit in 2024. The limit on annual contributions to an IRA, however, remains what ...

The average 401(k) plan savings rate reached a record high of 14.3%, including employee and company contributions, as of March 31, according to a Fidelity analysis.