Visa, Mastercard, and American Express are having a tug-of-war over whose network will get to provide the back-end plumbing ...

The letter from the banking groups calls attention to the fact that although merchants may save money from increased ...

“The Illinois Interchange Fee Prohibition Act (“IFPA”) threatens to upend the nationally integrated card payment system by ...

For credit issuers, this is marvelous news. It indicates that young people know they need to prove that they are responsible ...

Card network Visa, which circulates 1.3 billion credit cards worldwide — or 37% of all credit cards in circulation, isn’t ...

U.S. Bank recently announced a new credit card that offers a market-best introductory 0% APR on balance transfers and ...

Toby is the founder of CardRates.com and lends his 20 years of experience in the credit card industry to educate consumers. His commentary and reviews have been featured to millions on Yahoo! Finance, ...

John Ulzheimer is an expert on credit reporting, credit scoring, and identity theft. The author of four books on the subject, Ulzheimer has been featured thousands of times in media outlets including ...

Lillian Guevara-Castro brings more than 30 years of editing and journalism experience to the CardRates team. She has worked at The Atlanta Journal and Constitution, Gwinnett Daily News, Gainesville ...