Premium cards boomed in 2025. 2026 will bring a K-shaped market, more experiential perks, growing mid-tier cards and steadier ...

Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for ...

Your score reflects both personal and business financial data, including credit history, revenue, time in business and any ...

Going into 2026, one question remains top of mind for homebuyers: What credit score do I need to secure the best mortgage rate? According to industry experts and recent data, the short answer might be ...

Credit score rules for mortgages are changing in 2026, which may help first-time homebuyers. For years, the minimum FICO score to get a loan for most borrowers has been 620. Now, companies that ...

Most people chase a 750 credit score for one reason: It feels like you finally crossed into the "excellent" tier. But once you're in that range, your financial life starts to change in small ways you ...

FICO’s agreement to release long-delayed historical 10T data clears the final obstacle to implementing more modern, inclusive credit scoring models at Fannie Mae and Freddie Mac In a move that Federal ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years of experience covering financial topics like insurance, ...

The credit score that helps determine the biggest financial decision in most Americans’ life—their mortgage—is controlled by an exclusive club. In July, Bill Pulte, who leads the Federal Housing ...

Fannie Mae announced that it no longer requires a minimum FICO credit score for loans processed through its Desktop Underwriter system. Supporters of the move feel this can open up conventional loan ...

For consumers who are heavy on savings and light on credit history, a new partnership in the world of credit scores could help them lock down a loan. FICO, the company basically synonymous with the ...