Having a good credit score can save you hundreds, even thousands of dollars on credit cards, mortgages and other loans.

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

What credit score do I need to secure the best mortgage rate? According to industry experts and recent data, the short answer ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

SHORT ANSWER: Length of credit history impacts approximately 15% of your credit score, which can impact whether lenders are willing to offer you a loan. Many factors go into calculating your credit ...

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and 717 ...

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are to ...

The financial services industry has made substantial progress in democratizing access to credit scores. Today, 95% of banks and credit unions offer customers visibility into their credit scores ...