A Reddit user with a nearly perfect 798 FICO score was stunned when Citi rejected their application for a personal loan. Despite never missing a payment and holding six open accounts with a 10-year ...

Learn how credit scores influence car loan interest rates in 2025 and discover tips to secure the best financing for your ...

The way your credit score is calculated is about to change — and as many as 91.5 million Americans will be impacted. Why some ...

Loan approvals that once required several business days now close in minutes. For direct lenders, automation has become both a competitive differentiator and a cost-control strategy. Algorithms now ...

Among those with the most to gain from rent reporting are the nearly 49 million adult Americans who don't have a credit score ...

This week, Delaware became the 15th state to outlaw the inclusion of medical debt on credit reports. However, a new Consumer Financial Protection Bureau rule could change that.

Multiple cards don't hurt your credit by themselves. Learn what actually moves your FICO® Score, how many cards is too many, ...