The Fair Credit Reporting Act (FCRA) is a cornerstone of consumer protection in the United States, ensuring the accuracy and privacy of credit information.

Understanding your rights as a consumer is more critical than ever. Financial rights education platforms have emerged as ...

The Consumer Financial Protection Bureau found roughly 43 million Americans had medical bills on their credit reports, ...

In a bit of a surprise development at the end of 2024, the United States Senate passed the Homebuyers Privacy Protection Act, which amends the ...

In today's episode, we discuss the CFPB’s recent proposed data broker rule—a proposal that would greatly expand the reach of the Fair Credit ...

The Consumer Financial Protection Bureau (CFPB) announced on Jan. 17, 2025, that Equifax, one of the three major credit bureaus, must pay a $15 million penalty for not conducting ...

Equifax will pay a $15 million penalty for failing to properly investigate credit report disputes.

The regulatory agency said it is ordering Honda Finance to pay $10.3 million redress to consumers and a $2.5 million civil penalty. Honda Finance, which is an auto-finance subsidiary of American Honda ...

The Consumer Financial Protection Bureau has imposed a $15 million fine on Equifax, a consumer reporting agency, for failing ...

The CFPB cited Equifax’s failure to investigate disputes and resolve errors as part of its crackdown on credit reporting.

While CROA focuses on regulating credit repair companies, other federal laws are focused on protecting consumers. The Fair ...