According to the CFPB, current regulation “sets forth a safe harbor of $30 generally for penalty fees, except that it sets ...

Brittney is a Credit Strategist and Finance Expert who has spent years honing her knowledge of the credit industry both personally and professionally. Brittney applies her more than a decade of ...

Visa, Mastercard, and American Express are having a tug-of-war over whose network will get to provide the back-end plumbing ...

The letter from the banking groups calls attention to the fact that although merchants may save money from increased ...

Below are our staff picks for the year's best prepaid and debit cards. Unlike traditional credit cards, these cards require that cardholders load funds onto the card before using. Disclosure: When you ...

Bad credit can cause a lot of problems in your financial life. Everything from obtaining a loan to qualifying for an apartment can be made more difficult by having bad credit, so it's important to not ...

The best credit cards for good credit share several characteristics. They offer ample rewards and many benefits that often include introductory promotions, no annual fee, and relatively low APRs. What ...

Eric Bank is an M.B.A. who has covered financial and business topics since 1985, appearing regularly on Credible, eHow, WiseBread, The Nest, Zacks, Chron, BadCredit.org and dozens of other outlets.

Eric Bank is an M.B.A. who has covered financial and business topics since 1985, appearing regularly on Credible, eHow, WiseBread, The Nest, Zacks, Chron, BadCredit.org and dozens of other outlets.

The Discover it® Miles belongs to a relatively small group of cards that offer rewards in the form of generic miles, i.e., miles unaffiliated with any particular airline. Typically, travel credit ...

Eric Bank is an M.B.A. who has covered financial and business topics since 1985, appearing regularly on Credible, eHow, WiseBread, The Nest, Zacks, Chron, BadCredit.org and dozens of other outlets.

Toby is the founder of CardRates.com and lends his 20 years of experience in the credit card industry to educate consumers. His commentary and reviews have been featured to millions on Yahoo! Finance, ...