
Simplified Employee Pension plan (SEP) - Internal Revenue Service
Aug 26, 2025 · Simplified Employee Pension (SEP) plans can provide a significant source of income at retirement by allowing employers to set aside money in retirement accounts for themselves and their …
Simplified Employee Pension (SEP) IRA: What It Is, How It Works
May 1, 2025 · What Is a Simplified Employee Pension (SEP)? A simplified employee pension (SEP) is an individual retirement account (IRA) that an employer or a self-employed person can establish.
What is a SEP IRA and how does it work? | Fidelity
Jul 8, 2025 · What is a SEP IRA? A SEP IRA is a traditional retirement account primarily utilized by the self-employed and small businesses. It can potentially provide a tax deduction for the employer of …
SEP IRA - Simplified Employee Pension Plan | Edward Jones
Simplified Employee Pension (SEP) IRAs are tax-advantaged retirement accounts for self-employed individuals and small business owners. Learn more about SEP IRAs.
Simplified Employee Pension (SEP) IRA | Definition, Pros and Cons
Jan 29, 2025 · A Simplified Employee Pension (SEP) IRA is a retirement savings option that empowers small businesses to offer equal contributions to employee accounts. SEP plans offer flexibility to …
What Is a Simplified Employee Pension Plan? SEP Basics - NerdWallet
Jan 9, 2026 · A SEP IRA, or Simplified Employee Pension, is a type of retirement account available to small-business owners with few or no employees, self-employed individuals, and those earning a …
What Is a SEP Account? Learn About Retirement Savings
Nov 20, 2025 · A SEP - or SEP individual retirement account (IRA) - is a plan that allows an employer to contribute money each year to retirement accounts for the business owner and employees.
Retirement plans: FAQs regarding SEPs - Internal Revenue Service
A Simplified Employee Pension (SEP) plan provides business owners with a simplified method to contribute toward their employees' retirement as well as their own retirement savings.
What Is a SEP Plan? | Chase
Dec 15, 2025 · Retirement What is a SEP plan? A SEP plan is an IRA-based retirement plan designed for self-employed individuals and small-business owners that offers high contribution limits, low …
SEP IRA | Simplified Employee Pension Plan | Charles Schwab
What are the pricing details for a SEP IRA account? There is no fee to open or maintain a SEP IRA account at Schwab. Minimum opening deposit: $0. $0 account open or maintenance fees. Other …