One of the relatively new features of CPF is CPF Life, which is an annuity. Annuities take a bunch of money from you upfront, in exchange for a steady stream of income until you pass. You can think of it as insurance for outliving your savings. How does this work? Well, like all insurance systems, there isn’t any magic. Basically, it puts together the savings of folks who might outlive what they put into pool, with those who go prematurely. So those with shorter lives subsidize those who live lo
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One of the relatively new features of CPF is CPF Life, which is an annui…
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If you've saved over $1 million dollars for retirement and are considering an annuity, this will be the most important message of the rest of your life. This is why: By far, annuities are among the most powerful tools you have for retirement income. But as powerful as they are, for some reason it feels like there are tons of people saying bad things about them. How can they be one of the most chosen of all financial tools ever, but also spoken so poorly about by those who don’t know any better?
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