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🔁 REFINANCE — MOVE SMART, NOT LATER • Lower your interest rate • Reduce your monthly payment • Remove PMI • Switch ARM to fixed • Use equity strategically Refinancing isn’t about chasing rates — it’s about improving your position. At The Onyx Group Mortgage, we help you decide if now is the right move and which refi actually benefits you. 📲 Apply now: https://onyxgroupmortgage.com/loan-application 📞 Call/Text: (949) 396-1204 🎯 Free Consultation: https://onyxgroupmortgage.com/contact-us 🌐 We
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